They could solve these problems by not living on a sailboat.
Every personal problem has at least one easy solution. better ones take more effort.
Also not unlike: It's not the destination, it's the journey.
Yeah, you can have a simple regular life; that's lower on problems maybe. But man, sailing around & futzing with interesting barefoot developers projects sure sounds challenging in a lot of very very excellent ways.
Signed, someone who has lived on a boat before.
Or whose boat came equipped with casinos, an Olympic swimming pool, Michelin-starred restaurants, and somebody else footing the bill.