Ask HN: How to Verify for Fraud

2 points·grahamgooch··6 comments

I have a need to verify user data for possible fraud

the needs are

1. Email: Verify age of account, i.e., is it a new account set up for fraud

2. CC #: Is it a virtual card or a prepaid/gift card purchased from a store

3. Phone number: is is a virtual VOIP number

Is there a single aPI provider who can solve all these?

Thanks

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2 and maybe 3 oughta be relatively solvable (though ... prepaid card does not inherently mean fraud (nor does using a VoIP number))

but ... how could you possibly verify the age of an email address?

Email Age Checker

https://www.ipqualityscore.com/email-age-checker

But, just because the address is old doesn't mean it wasn't recently sold to a fraudster.

> IPQS uses our relationships with large retailers, dating sites, social networks, marketplaces, etc. to understand when an email address was first used online.

That sounds scary (or fake).

I ... find that incredibly improbable as being anything close to reality

If it is not a scam ... it has no way of knowing the "age" of most (if not all) email accounts out there (unless they have been breached somewhere and they snagged the list a la HaveIBeenPwned)

also ... when was the website built? The early 00s?

Who does center text with rough justification that is not a scammer?

And gow about people who use a unique address for an service?

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