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If credit card rewards affiliate programs sunset, what is your business model?

https://files.consumerfinance.gov/f/documents/cfpb_credit-ca...

https://www.congress.gov/bill/118th-congress/senate-bill/183...

Right now card affiliate programs are a really small portion of our business and we make the vast majority of revenue via subscription access to advanced toolset.

Our focus is to help the average consumer book their first business/first class flight. There are a lot of points sitting in everyone's accounts, but most people do not know how to redeem them for the best value.

Some data on the Americans with points: - Seven in ten (71%) people say they have a rewards, points or cashback credit card of some sort (Ipsos May 2024) - In 2018, the McKinsey consulting group estimated the number of unredeemed airline miles sitting in accounts at 30 trillion

Great plan, thanks for sharing, wishing y’all success.

Thank you!

That legislation isn’t about referral fees but instead about lowering the commissions on credit card transactions, which would decimate the reward points industry.

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