> there are limitations to debit cards (e.g. you can’t rent cars)
This sounds pretty specific to the USA. Here in Europe you certainly can rent a car with a debit card.
This sounds pretty specific to the USA. Here in Europe you certainly can rent a car with a debit card.
When you book a rental car through an online comparison site, you will almost always see in the small print that bringing a credit card with you is one of the requirements.
If you're taking out insurance by default then you may not notice that this is an issue because you're effectively paying to reduce the excess to £0 instead of blocking a deposit on a credit card for them to charge from in the event that you damage the car.
For example, some times in other situations my debit card also rejects big purchases or new countries or some reservations of funds from some new hotel when I check in. But because they are pretty modern they also have an app that notifies me of the rejection at the same time as the terminal is told that it was rejected and so I can go in to the app and say this is actually ok and then I try again and then it goes through.
Maybe what people need is really this kind of thing like what I have with my card and the app.