Right now, I am tasked with building a PoC for a new product my team wants to build by the end of the quarter. We have one big problem - we have no designer on staff. But we do have a design system with a library with re-usable react components and tailwind css, and those are things I am pretty good with. So I have full autonomy when it comes to turning product requirements into a live demo. I was able to accomplish quite a lot in a short period of time with no designer and just my own taste in design + ux. And product stakeholders were pretty satisfied, which means the outcome was productive.
So from my perspective, Figma is not only an awkward middle ground, but not even necessary for me.