Ha. You should go to Cuba. They are as clever as any other group of humans and they all have family in Florida.

I’m sure you can’t just wire the money from a US bank to a Cuban one, but they surely have ways to do it. The island is full of stuff from America they aren’t supposed to have.

According to the Western Union website, the company "is resuming its money transfer service between the U.S. and Cuba. Following the tightening of laws by the U.S. government in 2020, services had to be suspended leaving those wishing to send money to Cuba from USA with limited and expensive options. Now that some restrictions have been lifted, Western Union is gradually bringing back limited money transfer services from the U.S. to Cuba."

https://www.westernunion.com/blog/en/us/were-back-send-money...

As a Miami native, I can tell you for a fact Cuban remittances do indeed happen. The sanctions loosened after the Obama admin d'tente even after the Trump admin restored most of the controls. My alma matter https://cri.fiu.edu/cuban-america/remittance/ has a continued focus of research to see how much flows go back to island nation.

Anyway tl;dr is that Cubans use: https://havanaship.net/nueva-agencia-de-remesas-a-cuba-orbit, which is a gov't controlled remittance operator. As of commenting isn't on the OFAC controlled entity list. It used to be sanctioned after the previous remittance operator was associated with the Cuban Army but is now in compliance.