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VTSAX and chill

Second this… or VTI is the ETF equivalent. It’s all I do now.

No VXUS/VTIAX? I am looking to debate its merits in one's portfolio, since it's such a hotly contested topic in some communities e.g., Bogleheads.

I try to maintain some arbitrary split between the two, but I do not have a ton of faith in Int. overtaking the US market anytime soon, but I am often wrong about most things, so that's why I ignore my gut feelings.

I am bullish on the US long term. Other developed countries have a population problem which is going to start causing issues. Sub 1.0 birth rates are a catastrophe for capitalism. The US has enough immigration to keep the population somewhat level.

They're fine. I just don't for two reasons: (1) VTI/VTSAX is already internationally exposed (and has a slightly smaller expense ratio), and (2) I like to keep things as simple as possible, particularly if there are no huge benefits. These two points have lead me to just settle on VTSAX/VTI.

It may be slightly suboptimal. I don't know.

The same, read a few books, all recommended more or less the same.

=> while was working full time and had income I've sold all stock that got from the employee and put into VTSAX.

Living from these money for the past few years in the Bay Area.

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