.25% on top of any investments you have through them, on top of the fund expense ratio https://www.betterment.com/pricing
That is 62k gone to fees assuming:
12k start, 12k put in per year. for 30 years at 7%.
That is 62k gone to fees assuming:
12k start, 12k put in per year. for 30 years at 7%.
In your example that 67k is 4.8% of your investments. And that's not including the fees of the ETF or mutual funds you get invested in.
I would never even think about touching this service - why would anyone use this?