was in similar position -- rolled all previous employers into vanguard IRA, self directed; VTI, NVDA, JPM, COST, MRK...
have not regretted decision to take direct control
have not regretted decision to take direct control
People overestimate their ability to pick stocks when they are up. Not everyone gets lucky.
(For the record, I am up a lot but I sold my NVDA way too early to take advantage of the current hockey stick)
I definitely have other bets which did NOT work out; FSLY -90.58%, ZIZTF -76.81%. These were smaller bets, I'm still bag holding hoping Nightingale turns it 'round @ FSLY.
I recently exited AAPL in May, which turned out to be a poor move.
I'm definitely NOT great at picking stocks and I probably do overestimate my ability. Look at my horrible FSLY pandemic trade.
Taking direct control and responsibility has been a good learning and overall financially rewarding experience for me.