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AWS has for years spun resources for you via various wizards and "service of services" and it's not uncommon that the resources are wildly cost-inefficient vs spinning up your own.

Huh. That’s like saying they can’t provide their “well-architected” guides unless they can prove it’s the least chargeable (and obviously there are other ways to judge a system beyond price).

I am so torn on AWS best practices. We currently support about 4 generations of "best-practice" AWS account baselines.

The AWS IAM/account creation and billing calculations have been a gordian knot by design for years.