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I have not found anything good yet, and I too am on the edge of my seat waiting for this. I google every couple of weeks to see if there is anything new, but I tried most easy to find solutions including looking around HN for solutions, and found nothing high quality out of the box. My interm solution is a tula recorder and a kinda version of this-ish: https://thomasjfrank.com/how-to-transcribe-audio-to-text-wit...

Obsidian mobile app for iOS comes close: open the app (which per my one-time config creates or opens today's daily note), tap the mic icon and talk.

I dont know about timestamps, but this one was showing promise when i tried it last year: https://a9.io/voiceliner/