If a person had drawn or painted it by hand, or put it together in Blender, I would say they were aiming for a realistic style, and they'd done an impressive job.
Sure the motorbike handlebar is messed up, as is one of the hands. And the torso doesn't quite match up with where the thigh is. And the reflections on the arms, the face and the cleavage all look differently lit. And the hair isn't behaving like wet hair. And the face has an uncanny-valley airbrushed look about it.
But those are all easily overlooked. Chuck this into a Facebook news feed and I think 70% of the general public would believe it was a photograph.