> but imho more could be gained by thinking "well it surely cant exist, so what mechanism are there that stops this"
Well, the universe Schwarzschild radius is massively larger than the universe itself, so math says we live in a black hole. It is true this might be a mathematical artifact, but it could also be how it actually works and the observations we make in our universe and about big bang is how a black hole looks on the inside.
I don't think you should just assume the math is wrong here and throw away those observations of the inside of a black hole. Sure you should be open to that being wrong, but at least to me that is far more believable and interesting to study, then you can try to connect what we observed about the big bang with a black hole etc.
If I go through enough of these forum discussions maybe I develop this long enough, and then maybe I'll take a serious attempt at solving the math to combine the two, since nobody else will do that. I was called a genius by both my physics and math professors, so it is possible I can solve it since I have good intuition for physics and good skills at math, most people who work in physics just have one of those, even though likely I'll fail, but it would be fun to try.
What makes me believe such an attempt could work is that it could lead to a different math for gravity and black holes at small scales, and thus lead to a unified theory of QFT and GR. If I manage to do that then I could convince physicists to adopt the new interpretation of GR. Current attempts of unifying those two has started from the QFT side and tried to incorporate current GR theories, but they all failed. But I haven't seen many try to attempt that from the GR side and unify that with QFT, so maybe that would yield some results.
Anyway, I don't think that professional physicists will solve this, since they are too occupied focusing on publishable results rather than solving the core issue. What I write here isn't publishable, so no physicists would even think about working on it.
It is how GR was invented by Einstein even though he wasn't a physics researcher, sometimes you need a big jump done by an outsider. GR wasn't on anyone's radar when Einstein suggested it, likely it would never have been discovered without Einstein, or at least take centuries. The gravity formula you get from GR doesn't need space time distortions to reproduce, so theoretical physicists would just update the gravity formula to match observations without creating a new interpretation of what that means.
Newtons gravity formula doesn't come with an interpretation, updating it to match new data is exactly what they did with dark matter and dark energy since it is just a formula, so I see no reason why gravity would be any different without Einstein's GR. Black holes would just be a part of that dark matter.
Edit: Anyway, for me it is fun to argue on forums, so that is the best way for me to think and develop theories. Typically I don't really believe what I say, so part of my posts is to find evidence for it and try to convince myself that what I say is true. So I refine things quite a bit in every discussion.