You're not wrong, but your initial comment made it sound like it was just a matter of not stepping in a single pile of dog poo. What Microsoft presents users with instead is an entire sewer with a great big EXIT sign pointing straight through the sewage. If you're in the know you can mutter a secret incantation and a ladder will drop down, allowing you to climb up onto a rickety catwalk with lots of warning signs telling you that you're going the wrong way. If you're brave enough to ignore the warning signs then eventually you'll get to the other side without touching the crap.
Needless to say, most people follow the path that Microsoft designed for them and end up interacting with at least some of the crap.
Notice that linux is not safe from that trend as well: you have to learn tech stuff to operate it in any capacity.
So there's no free lunch in this world, that much is obvious. I don't see where 'typical person' can reasonably survive intact in this tech climate so I also see no reason to bring them up.