I have an example for you that poses an ethical question.
I frequent a KFC, in the 15 years I've been going there the staff count has halved. In the last year they have installed automated ordering machines which for me is great I can use it. For some people they don't like the added complexity ( they aren't as technologically savvy) and prefer ordering in person. However instead of 3 people working at a teller there is now only 1. AI in a few years could likely entirely replace that last person and a place that previously employed 15 unskilled labourers will employ at most 1 or two, per shift.
Those people didn't get UBI, they didn't get the opportunity to reskill, they lost their jobs. That is at this point 7-8 families who no longer have a breadwinner.
Do you think the price I pay for my chicken has decreased in those years? I know for a fact profit margins have increased however.
On a side note. No I no longer support that franchise and rather support a local business who employes actual humans.
We are headed for a dystopia where the gap between the rich and the poor increases. I won't lose my job to AI. However if even 50% of the population does it's still an issue. And government moves extremely slowly, the likely hood that taxes or UBI disincentives the dystopia before it happens is very low. AI can be a game changer, however look at the world you live in and tell me which game it will be changing.