TL;DR:

1) In 2023, 72% of Americans reported that they were “at least doing okay financially”, a marginal decrease from 73% in 2022, but notably below the recent peak of 78% in 2021.

2) Monthly incomes in 2023 saw an uptick for 34% of respondents compared to 2022, a trend that has continued to increase over the last four consecutive years.

3) Among retired individuals who constitute more than a quarter of the U.S. population, 80% said they were doing at least okay financially, surpassing the national average.