Is that universal healthcare with extra steps? Almost, but on a serious note, why not go all the way with universality?
We need to fix the price gouging in the medical system by incentivizing competition. With the way things are currently set up in the US, the hospitals are essentially written a blank check any time a patient steps foot on their premises. If we bring competition between the hospitals with price transparency, the prices will fall dramatically.
How do you envision this working for say emergency care, where as a patient you may not be in a state to make an informed decision about which hospital to visit?