New builds require Roofs: 0.11 W/m²K. Walls: 0.18 W/m²K. Floors: 0.13 W/m²K. Assume 2024 houses are 7mx7mx5m high and terraced.
So you have 70m² of wall, 49m² of roof and floor. Total 24.6 W/K. So, with the average UK electricity consumption (300 watts), plus the body heat of 3 people (300 watts) you have 600 watts of heating, which should keep that building 25 deg C above the outdoor temperature.
The UK in winter normally averages about 5C, so you'd have an indoor temperature of 30C - plenty toasty.
Obviously many buildings don't meet the required standards, people aren't home all day, there are air leaks, etc. But, for most buildings, heating is still not required most of the time.