American medical practices are predatory, you literally never know what you are paying for until after you agreed to it. This type of debt should not be legal. The fact no one knows until months later is just idiotic.

Do you agree to pay for a car with no idea the cost? Then find random bills from people who glanced at the car or might be involved even if you didn't meet them? Well too bad if you want to visit a doctor you have to.

In what world should this this possible? I got a in-network nose examine that I'm happy my insurance paid the $1k+ for the 5 min examine to find out my nose was normal. I didn't realize there was a third party bill though, while it wasn't much imagine if I had some $5k examine or $20k examine, I'd not know the difference until I got the bill because it's America. You'd think since the insurance and hospital are same company this could be easier but no, multiple different payment companies for the different types of bills too. I have to look in multiple areas to check everything is paid for. How much more overly complicated can they make it?