Currently, AI use has a "power user" requirement. You have to spend a lot of time with it to know what it is and is not capable of, how to access those hidden capabilities, and be very creative at applying it in your daily life.
It's not unlike the first spreadsheets. Sure, they will some day benefit the entire finance department, but at the beginning only people who loved technology for the sake of technology learned enough about them to make them useful in daily life.
Apple has always been great at broadening the audience of who could use personal computing. We will see if it works with AI.
I think it remains to be seen how broadly useful the current gen of AI tech can be, and who it can be useful for. We are in early days, and what emerges in 5-10 years as the answer is obvious to almost no one right now.