Having rooftop solar should be viewed as analogous to having a home diesel generator (without being filthy for the environment). The goal isn't to save money by "doing it yourself at home" but there are other benefits like energy independence, redundancy, backup, etc.
The gridscale/utility market in PV is absolutely booming - "Solar and battery storage to make up 81% of new U.S. electric-generating capacity in 2024"[1] and is constrained by supply of batteries and PV panels. As someone deeply concerned about global warming, I'd rather any available PV panels be used in the most effective way to reduce CO2 emissions and that is in a grid-scale installation.
There might have been a case for direct and indirect incentives for homeowners to install PV 10 years ago to help boost overall demand for PV panels but there is no such need these days - the industry is booming and supply is a bigger issue than demand.