Both held a license for 20+ years, both in our early 40s with no accidents in that time.
Car maintenance cost varies - haven't had to deal with that yet.
Depending on the study you look at it costs an owner $8 876 per year and society about 1/3 of the lifetime cost in supporting the vehicle (in the form of roads, pollution, infrastructure etc.)
I never had a car in London (where public transport is used by all regardless of income and background). Here in the US we have a long way to go before we level up our public transportation system.
That said, Washington DC's Metro is very good indeed. I hope they extend it further and further out.
Sources: https://www.forbes.com/sites/carltonreid/2022/02/04/lifetime...
https://usa.streetsblog.org/2022/02/09/study-car-ownership-c...