Ask HN: Can you create custom mobile apps with forms?

I'm not a programmer, so bear with me. Is there a way to create standard code for a iphone, android or blackberry app that is can basically take an informational form that is filled out online, and take that info, fill in the missing blanks in the code, and generate an app? Basically, a person goes to a website, fills out some basic info in a form as to what they want included in the app as for as info or media from a drop down, click send, and then the site will email them a link to download a custom mobile app based on their entered info and their particular phone. This would bypass the App Store or Google Play Store, etc. Of course I understand that you probably could not them send out auto updates.