It's odd there aren't more people questioning this. Wouldn't they rather enjoy their lives while they're young and not worry about having tons of disposable income when they're old?
I guess there's something about security that drives people to the latter. Also I feel like there's an addiction and/or conditioning element to it. I think people are scared of what will happen if certain people (thick people) no longer have to work. What will they do during the day etc?