Online scams, fraud, and malware have been around since the '80s, and we've survived.
Additionally, a huge industry has been built around it, employing many people and generating massive amounts of wealth compared to the direct costs of these activities. Just compare the cost of ransomware to the "cost of cybercrime"[1][2] which is mostly revenue for the cybersecurity industry, and there is a magnitude of difference.
[0] https://www.vice.com/en/article/qj454d/private-intelligence-...
[1] https://www.bleepingcomputer.com/news/security/ransomware-pa...
[2] https://www.weforum.org/agenda/2024/01/cybersecurity-cybercr...