If I have choice removed from me, in particular a choice I very much care about, then I’m going to care about owning that car less. The more that happens the more people may view vehicles as pure utility and much easier to walk away from for any reason, especially repair cost. Who cares whether you replace a Chevrolet with a Ford when they are untouchable boxes?
Insurance companies would love this BYW. If they can find a cheaper alternative that’s another brand, you’ll be reimbursed for that, not what you originally bought.
It certainly looks like many small choices are being made towards automobiles being truly disposable.