Having the experience of both working remotely and in office recently, you'd have to pay me a minimum of 50k per year more to RTO.

I don't want to commute. Above 150k or so I'm only keeping 50% of every dollar above that . So we're taking another 25k a year, or about 2k a month. I'm spending 2 hours a day on my commute. That's around 160 hours a month. That means I'm only making 12.5$ an hour commuting.

I also have to give up being able to shower mid day, cook, lay on my couch, etc.

I live in a high cost of living city right now, but I could just move to anywhere in the US tomorrow without issue.