PayPal is the last of my "dirty internet habits" that I've been whittling down. I think this provides me with more than enough motivation to finally get rid of it entirely.
And that's not even taking into account that I trust my bank more than I trust PayPal.
> If the latter, you're just shofting your trust somewhere else
Of course -- I'm shifting it to a bank that I already use. So, it still represents a privacy gain in that I'm cutting PayPal out and not bringing anybody new in.
Autofill makes it a lot easier as well.
That said, I do indeed avoid using credit cards when I can. That's not always possible. However, it is always possible to avoid using PayPal.