Why ban? Force insurance companies to work -- actually insure -- and they'll have to start doing proactive work to keep in business.
Are we trying to get a free working market or what??
Are we trying to get a free working market or what??
1. Cryptocurrency allows for unimaginably huge untraceable ransom payments that Amazon gift cards did not support,
2. No liability in tort for insecure software, and
3. Lack of computer security regulation (e.g., your car must have a seatbelt and ABS but your software can be arbitrarily bad without being prohibited).
Insurance. Is not going to fix cybersecurity.