In the context of """simple""" mathematics, preverbal toddlers and chimpanzees clearly have an innate understanding of quantity and order. It's only after children fully develop this innate understanding that there's any point in teaching them "one," "two," "three," and thereby giving them the tools for handling larger numbers. I don't think it makes sense to say that toddlers understand the Peano axioms. Rather, Peano formulated the axioms based on his own (highly sophisticated) innate understanding of number. But given he spent decades of pondering the topic, it seems like Peano's abstract conception of "number" became different from (say) Kronecker's, or other constructivists/etc. Simply slapping the word "integer" on two different concepts and pointing out that they coincide for quantities we can comprehend doesn't actually do anything by itself to address the discrepancy in concept revealed by Peano allowing unbounded integers and Kronecker's skepticism. (The best argument against constructivism is essentially sociological and pragmatic, not "mathematically rational.")
Zooming out a bit, I suspect we (scientifically-informed laypeople + many scientists) badly misunderstand the link between language and human cognition. It seems more likely to me that we have extremely advanced chimpanzee brains that make all sorts of sophisticated chimpanzee deductions, including the extremely difficult question of "what is a number?", but to be shared (and critically investigated) these deductions have to be squished into language, as a woefully insufficient compromise. And I think a lot of philosophical - and metamathematical - confusion can be understood as a discrepancy between our chimpanzee brains having a largely rigorous understanding of something, but running into limits with our Broca's and Wernicke's areas, limits which may or may not be fixed by "technological development" in human language. (Don't even get me started on GPT...)