I had a similar perspective on gratitude when I was broke. I wasnt unhappy necessarily.
But when I became “rich” things definitely changed and I don’t even have Woz money.
Being “rich” helps in that you don’t worry about money anymore at least not in the way you did before…
But as Larry David said as soon as “making money” disappears as a worry than something else tends to take its place in your head. A good example would be “losing money” or “trusting others.”
The biggest goal should be becoming debt-free and avoiding consumerism. If you can do this you can reduce money as a worry and focus on gratitude as Woz says.
It can be hard to be happy and find direction when you’re broke.