I definitely bought something with an AMEX card on Altrec, and someone definitely used that card to buy access to a Christian dating site, of all things, a couple months later. AMEX called me in regard to the fraud a month or so ago and I got a new card.

I'm inclined to believe that this is legit, but it's kind of crazy that all they offer is credit monitoring, which I only now feel like I need because they screwed up. I want a new tent or something.