I was looking at the prospect of renting out a second house that I have. The risks with a bad tenant are too high for me. I fully understand why a large number of people are not rented too. The risk is staggering unless you are well funded. I can't afford six months of mortgage payments to evict someone or the potential of the tenant to trash the place. My mortgage payment is quite low comparatively speaking, but there isn't enough gross profit to take the risk. Income subsidized units in this area leave too little in the incomes of most people to be anything other than teetering on the edge of financial ruin. The housing market is fundamentally broken. (I am speaking from Southeastern US perspective).