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Comment by easyThrowaway | Hacker News Reader

Banking is part of EU universal services. The privacy issue is troubling but large banks in EU can't refuse to offer a minimal free account for everyone.

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Interesting. In the US, we don't even have free healthcare unless we're dying from immediate injury, but then we're billed an amount that requires declaring bankruptcy.

If any European would help a poor American claim asylum on political persecution, personal safety, and humanitarian grounds, let me know. Did you know that Social Security recipients in the State of Texas aren't even determined in Texas? SSA outsources DDS to Arkansas.

What's stopping you from migrating?

While we may not have free healthcare we have clinics that are pretty cheap and found throughout most areas. I'm not surprised that SSA is screwed up here just like the unemployment stuff.

If you can claim all that why haven't you already?

They can close it if you overdraw it too much, which tends to happen when you're poor. Hence people remain unbanked. Not to mention being homeless and having no where to receive mail. They may not refuse but where are they gonna mail your cards?

In the US, anyone can receive mail even without an address or a post office box. It's called General Delivery.

The format is:

    John Q. Smith
    General Delivery
    Fort Wayne, IA 46806

https://faq.usps.com/s/article/What-is-General-Delivery

Furthermore, there are free and reduce rate PO Boxes available in limited circumstances:

https://faq.usps.com/s/article/Is-there-mail-service-for-the...

And, for cases where "PO Boxes aren't accepted", there is a new format street address of the post office works with a PMB or # second line.

https://postalpro.usps.com/PBSA

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