Well, Kernel follows the upstream fairly well, so unless something catastrophic like Spectre and the like happens, you follow the upstream closely. Currently Testing runs 6.7.12 from April, 24.
Firefox follows upstream from 24-48h behind, unless something big like t64 transition is happening (which happens once every 5 years or so). Unstable currently provides 125.0.3. If you wish, you can use Mozilla's official Firefox builds updates which arrive as soon as new versions are released. However, Debian hardens Firefox to its own standards.
Other libraries and everything follows pretty close to upstream when the distro is not frozen for release.
Also, Stable has the "Patches in 24h even if upstream doesn't provide" guarantee (which we have seen during Bash's RCE bug). This is what testing and unstable lacks.
So, it's no FUD. It's nuanced. As I said before. Using testing and unstable needs some experience and understanding how a distribution works. Stable is install and forget.
> or all the other computers on the same "internal" network.
Considering we manage all the other computers in the same internal network, I'm sure they're fine. They all run prod-ready software. Some BSD, rest is Linux.