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AFAIK this is true if you have the various 'plans' on your personal (yellow) card, which comes with additional cost. The 40% discount is there with one of these https://www.ns.nl/en/season-tickets/

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Ah, I get you, thanks. I think I've just never met anyone that didn't have a season ticket.

So mobile payments, the blue card and the yellow card without season tickets are operationally identical from the user's standpoint?

Yes that's what I think, unless of course I missed something

You are right, it is identical. I would argue not just from the user's standpoint, but I guess that's not super relevant here.

But then what I don't understand is what's that point of becoming a subscriber and getting a yellow card?

- Being able to use an OV Fiets. This requires putting a free subscription on the card.

- Automatically adding money to the card's balance when it runs low

- Getting back the money on the card when it expires

- Senior discounts for people over 65

- Being able to add a subscription when you do want one for a while

That's super helpful, thank you. I guess for most people not using subscriptions the main reason was the automatic saldo, but now with mobile pay that's not an issue. No need to get your money back either, though I was under the impression that this is now also possible with anonymous cards.

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