Sigh. I'm a career IT guy; this is yet another thing I'll want to preplan and have ready for my kids.
They'll be better placed to keep up with everything and figure out the best path forward when we're old stubborn gits!
Well, one assumes I'll be cognizant of UX & scams until I'm not. Perhaps by then those 2 will have so much overlap it'll be just one thing to know.
What I wouldn't assume is that my needy future is decades away. It might not be.