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Yes, to some degree we're all responsible, but those with most of the power, siphoning money off the work of the less powerful, can reasonably be held most responsible, especially within a government infrastructure that establishes and enforces regulations.

Being fully in the know of the consequences makes a very big difference - both ethically, and legally.

Big Fossil has been engaged in a decades-long campaign of disinformation and propaganda. Same as Big Tobacco. The information asymmetry between fossil fuel companies and consumers is stark.