The `~` path (and `cd` with no arguments, to get there) are also part of the prime real estate. It's as if these polluters think you'll enjoy accessing their stuff via `~/<tab>` which might or might not be true.
If it will be enough, I don't know. It might be enough for some, but it is still something which can be done without getting the maintainers of openssh to agree with the idea of a clean ~.