* which definitely requires human level general AI at fairly low electrical power demand
Why would the super villains operating these armies of human-capable robots bother paying into an upside down pension system?
At the very least they can defend themselves from the torch wield masses with even more robots.
If we've gone so far that governments cannot stand up against private robot armies then that's not an option anymore, but the point is not to get there.
Because the governments will, in order of effort needed for compliance, fine them, eminent domain their robots, arrest them, shoot them for resisting arrest, or fire a cruise missile into their secret volcano lair.
Also because if you have a self replicating robot army, you can give every man, woman, and child their own personal O'Neill cylinder and still have 99% of Venus left over, let alone the remainder of the solar system's resources.
I had to stop myself from laughing when I heard an old lady in a restaurant complain about not getting enough money from her pension. Sure, I wish she had more money too but at this rate I'll be retiring 15 years older than she was when she retired.
In my opinion, repair and maintenance is the most commonly overlooked aspect of an automated system deployment. Scaling is impossible without efficient tools to fix problems when they occur, especially if the number of authorized service people is limited.
The more serviceability can be automated and standardized, the greater the number of areas that will benefit from widespread robotics.