I would disagree. If you think only about yourself - yes, it's not about the money. But if you want make life of your children, grandchildren, etc better, the only answer is money, building generational wealth.
Everyone decides what their life to be about, but I'd reflect on leaving too much of your life's meaning to "kick in" only when you're dead. If your whole purpose is to "set your family up forever", a lot of that is out of your control. Whereas if your purpose is to hang out have fun and support each other's goals, usually you can do that right away
I would add that this state of mind denotes a characteristic control anguish.
When you're dead, you're dead. You need to let go.
“We’ve had a good life,” he said to me nearly every time I visited in his final year, and I knew it to be true even if it might have seemed odd from a distance. On paper, this small life above Clear Creek should have left a long list of regrets, of what ifs. But this life was the life, the very thing he and my grandmother Grace set out to make when they married in the little church up the road in 1954.
The best time of his life was when his girls were little, Ray said as he neared the end. He and Grace raised two daughters: Joy (pictured left) and Debbie.
> generational wealth.
What do your kids want that means they need your money? To go to university and join the same treadmill as you? Personally I wanted to earn my own way in life - I didn't want to live off my parents (although I probably could have). Independence is another modern goal. I have retired early, but money in itself brings many many unobvious problems. It doesn't magically give me an obviously better life than my friends (who are on a very wide range of incomes).
We are all given approximately 70 years - be very very careful how you spend yours. Perhaps listen to a few good people that have spent more of their 70 years than you have, and learn what they have learned over time.