I took a quick look, and Indianapolis (my old home town, and first place I looked) is rife with ‘em. Nicer than my much more expensive house in Redmond, too.
So if you’re not seeing them, I’ll bet you’re not looking very hard. Or you’re looking on the coasts.
Pretty much everywhere that isn't a big city
Usually in places where there aren't great jobs, but they're around.
And those 2% interest rates?
Truthfully if you can stand the sweating buying at an 8% rate is the way to go. If rates ever go down (and history suggests at some point they will) you can re-finance, once you've agreed on a price you can't go back a re-negotiate to a lower one.