There are no annual fee 2% cards without any hoops. If you don't care about the other perks for Robinhood Gold, the break even would be $50/.01 = $5000 of spend.
The fidelity credit card is exactly this if you use Fidelity for your checking account. 2% cashback on everything, goes directly into your bank account.
But the website and app UX for their credit card is awful. Everything is a hassle.
Citi DoubleCash is 2% on everything, no hoops, no annual fee.
Yes, that is an example of what parent said exists.
You're right, but man does that take a couple of reads to parse!