Given that corporate America has decided that all employees are meant to be replaceable and therefore transient, it is not rational for any individual to orient themselves to the long term or make near term concessions. Likewise if employee compensation is a function of hours worked more than it is a function of the company's success, it is irrational for an employee to make decisions with respect to the long term, especially if they will be rewarded for speed over complexity tradeoffs and they can leave the company with a great resume when the debt becomes overwhelming.
Admiral Rickover's speech Doing a Job speaks quite a bit to technical debt and the forces that promote it: https://govleaders.org/rickover.htm