I’d say “Don’t gamble money you don’t want to lose”. Because let’s face it, you had to have your head pretty deep in the sand to think that crypto is anything else
Hell, even an index fund won’t be safe if there’s another depression. COVID 2: this time even worse could happen at any point, for instance.
Gold might drop if we get asteroid mining going.
Bank runs can wipe out your money.
There’s no entirely safe way to store funds. Property, maybe, as long as the population keeps going up and the government is still functional.
It’s all risk/reward.