It's a frustratingly easy mindset to have, and it's kind of objectively wrong. If I put down money, and got more money back without any real effort (outside of clicking a button or two on ETRADE) then that's a win. I got free money!

But that's just not how my brain works. Instead of being extremely happy that I got extra cash for nearly-zero effort, I'm sad that I didn't get more cash for nearly-zero effort.

I try and fight that mentality and focus on the good, but sometimes that's easier said than done.