yes. i pay all my CC bills on time and don't incur any fees. So it's no-brainer to pay using card as I get cash-back plus perks like dispute/warranty protections etc if something goes wrong.
Amex has accidental damage coverage for 30 days after purchase, and they fully reimbursed me for the $300 repair. Very happy about that.
I was a college student, traveling, and generally carried low balances. I was very thankful that Chase handled it the way they did.
They’ve also likely made far more than that in overdraft and monthly fees from my chronically low-balance accounts which often didn't have direct deposit going into them so I’d have monthly fees for the sin of simply “having less than $5,000 and no direct deposits that month”.