(And yes, this totally defeats the security aspect of C&P)
As I understand it, C&P isn't meant to be more secure for users - it's meant to be more "secure" for banks, since if someone fakes your signature it's not your fault (and the bank has to swallow the loss), but if someone gets hold of your PIN it IS your fault.
Many automated machines (e.g. gas stations) don't support swipe at all, only chip & pin.
And in Belgium, most of the terminals in smaller shop seem to be swipe-less, they're pretty big square things and only have a slot for chip-based (above the screen rather than below), no swipe slot.
In our defense: we had to, because the skimming by eastern european criminal organisations was getting out of hand. There were incidents were they completely replaced cash machienes with identically looking clones.
So, in holland, get money at a tourist bank, the airport or your hotel. Beyond those places, you cant swipe anywhere.