Have mandatory gun insurance like cars have. Insurance should cover all damages to others caused by the gun.
Insurers would cut the price of the insurance if the user would use safety measures and mental health checks.
Insurers would cut the price of the insurance if the user would use safety measures and mental health checks.
If it were calculated based on actual risk, insurance would be minuscule for most people since almost no gun owners cause any damage with their guns.
It would also be highly discriminatory, since gun violence is highly inversely correlated with poverty, and so underprivileged communities would be charged the most.
Damages caused by guns are directly correlated with poverty. This would help poor areas.
Separately, how do you think this would help poor areas, where most guns are owned informally and would likely be uninsured, just as many drivers are?