Except that non E2E chat archive backups are on by default
I got off WhatsApp years ago so I am not sure what's changed but back then if you signed on from any random browser, it was able to sync everything instantly and you'd see all your messages. This was after they claimed that it was E2E encrypted. What was explained to me at the time was that you share your encryption key with Facebook and hence the syncing.
I'm not claiming it's the ideal solution. I'm claiming it's much better than lots of other things that came before. There's no point in having a perfect solution if the people I know don't use it. Everyone I know uses WhatsApp. It's a fact that life could be much worse than it is. They could be using SMS.